1. Determine your budget and home-buying goals.

2. Get pre-approved by a trusted lender.

3. Choose a REALTOR® and sign a buyer representation agreement.

4. Begin searching for and touring homes.

5. Write and negotiate an offer.

6. Complete inspections and other due diligence.

7. Finalize financing and complete the appraisal.

8. Review title information and obtain homeowners insurance.

9. Complete the final walk-through.

10. Sign the closing documents and receive your keys!

Every transaction is different, but I will guide you through each step, explain important deadlines and make sure you know what to expect along the way.

The first step is to contact me and schedule a buyer consultation! We will discuss your goals, preferred areas, budget, timeline, and what you are looking for in a home. From there, I will connect you with a trusted lender for pre-approval, create your personalized home search, and guide you through every step until you receive the keys.

Once you are pre-approved and we have discussed what you are looking for, I will create a personalized home search based on your budget, preferred locations, and must-have features. When a home catches your attention, I will gather the property information, schedule a showing, and help you decide whether it could be the right fit.

Closing costs are expenses connected to the loan and property transfer. They may include lender charges, title and settlement fees, recording fees, prepaid taxes, insurance, and escrow deposits. Your lender will provide estimates and final figures.

Earnest money is a good-faith deposit you provide after your offer is accepted to show the seller that you are serious about purchasing the home. The amount and payment deadline are included in the contract. If the transaction closes, the money is generally credited toward your closing costs or down payment.

A pre-approval is a lender’s review of your income, credit, debts, and finances to determine how much you may qualify to borrow. It helps you understand your price range and estimated monthly payment. It also shows sellers that you are financially prepared to purchase a home.

I believe buying a home should feel exciting, personal, and as stress-free as possible. I take the time to understand your goals, explain every step clearly, and make sure you never feel pressured or left wondering what comes next. I am more than your REALTOR®, I am your advocate, resource, and support system from our first conversation through closing day and beyond.